The Indian banking and financial system often faces challenges in recovering loans and addressing disputes involving non-performing assets (NPAs). To deal with such matters, specialized laws and forums such as the Debt Recovery Tribunal (DRT) and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAES

The Indian banking system relies on a structured legal framework to manage disputes related to loans, debt recovery, and non-performing assets (NPAs). When borrowers default or when banks pursue aggressive recovery measures, cases are often brought before specialized forums such as the Debt Recovery Tribunal (DRT). The Securitisation and Reconstruc

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